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About Us

Our Story

Paywatch is a financial services company founded by brothers Richard Kim and Alex Kim.

We started our journey as the only bank-backed and regulator-approved Earned Wage Access solution in Asia since 2020.

Today, we’re proud to have grown from strength to strength, expanding our business to Asia Pacific for large brands as well as growing brands across different sectors.


Our Mission

Through Paywatch, we help employees gain access to low-cost solutions from our partner banks. Everything we do is to rebalance the financial system to provide fair financial access to all employees.


"We believe that if you are employed and work hard, you should have equal access to all financial opportunities"

Said Richard Kim & Alex Kim.

Our Partners

Our Global Footprint

Level 40, No. 3 Jalan Bangsar, Mercu 2, KL ECO City 59200 Wilayah Persekutuan Kuala Lumpur, Kuala Lumpur, Malaysia.

South Korea
Emmaus Co. Ltd, Yongsan-gu, Itaewon-ro 36-gil, 15, 2nd floor, Seoul, South Korea.

Hong Kong
21/F, Cityplaza Three, 14 Taikoo Wan Road, Taikoo, Hong Kong SAR


The future of HR is flexible.
Let us help you now.

Ready to better recruitment, engagement and retention with zero disruption to your existing payroll? Let’s work together

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